Want to make it easier for your customers to pay you? Looking forward to integrating a payment gateway into your website for better, faster payments? Look no further. In this article, we will discuss some of the best payment gateways in the US. So, if you are a business owner in the United States, you might find this article helpful in deciding which payment gateway to choose. Even if you are outside the US, most of these services will work in your region as well. Without further due, let’s jump into the top payment gateways in the US.
PayPal is the most popular and easiest payment gateway you can use to accept payments. If you own a business in the United States, PayPal is the best choice for you. It is easy to set up, works in almost any country all across the globe, and has affordable fees for the transfers. They charge around 2.9% + $0.30 per sale. With more than 350 million active customers, and operating in 200+ countries, PayPal is the perfect choice for or anyone just getting started with the payment gateways. There are no complications in setting up PayPal. They also provide an easy payment button that customers can use to easily make payments. Even users without a PayPal account can easily make payments to you.
Stripe is the next best option you have. Millions of businesses all across the globe utilize stripe to make and receive payments online. A completely integrated payment suite that accepts almost all kinds of payment methods makes Stripe stand out from the crowd. They also provide a powerful API for large scale applications and the ability to automate payments. The fee is as low as 2.9% + 30¢ per successful card charge. One of the cheapest payment gateway platforms. Considering the features they provide and the ease in managing the payments, it is not a huge fee.
Affirm is another payment gateway for US business owners. They provide excellent offers on payments and an affordable commission rate making it suitable for any size of business. You can easily integrate the service with any of your websites and let customers pay you easily using the platform. With over 6.2 million shoppers using the service, it is definitely one of the best payment services to consider. Different from other services, Affirm charges a flat interest rate. There are no other additional fees. The interest will change based on the pricing of the product.
Powering the leading brands in the industry, Checkout.com is a known name in the payment gateway industry. The platform is supported all across the globe in almost every single country. So no matter which parts of the world your customers are residing in, you can fearlessly use Checkout.com as your payment gateway to accept payments. The pricing will vary based on the preferences and custom requirements. You can either accept a full flat rate or tailor your own custom plan based on your preferences.
5. Amazon Pay
From the eCommerce giant Amazon, Amazon pay is a great payment service that any US business owner can make use of. It is one of the simplest solutions in this list not only to set up but also to manage. Most of the Global eCommerce business is going through Amazon and its related services. So why not make use of their payment gateway to accept payments and make it easier for the users to pay for your services? You can easily create an Amazon pay wallet, integrate it with your web sites and services, and start accepting payments right away.
With features such as advanced fraud protection, customer information manager, recurring payments, a powerful invoice system, and easy checkout features, Authorize.net is another great payment gateway. Just like any other services in this list, they also accept the merchants such as Visa, MasterCard, Discover, American Express, JCB, PayPal, Apple Pay, etc. In addition to all these features, the 24/7 support team is very helpful in any of the problems that you may face on the platform. They charge 2.9% + 30¢ per transaction and a monthly flat rate of $25 for the gateway.
2Checkout is used by over 20,000 companies all across the globe. There is a huge network of advertisers and their affiliates make it easier for you to expand your business to the global market with their payment gateway system. You can implement the service easily on any of your websites and start accepting payments from your customers easily. The service is free to get started but to enjoy the premium features you will have to pay them 3.5% + $0.35 per successful sale. There are also other plans available with additional features and benefits.
If you are into Bitcoin and the cryptocurrency market, you can start accepting payments as Bitcoins using BitPay. It is probably the only service in this list that accepts Bitcoin. They charge a flat fee of 1% per transaction. The platform itself allows you to convert Bitcoins into your local currency. So you do not have to depend on an extra Bitcoin wallet to convert the Bitcoins into real money. If you are planning to accept Bitcoins as the payment on your website, you should consider BitPay as your payment gateway.
Braintree is not the best payment gateway you can go for. However, if you do not like any of the services listed above, Braintree is also a solution. They allow you to accept payments via PayPal, Venmo, credit card and debit cards, and several other services such as Google Pay and Apple Pay. The service can be seamlessly integrated with any of your websites to start accepting payments from your customers. It is very easy to checkout using the Braintree payment gateway making it also favorable for the users.
PaySimple, as the name itself suggests, is a simple payment gateway available in the US. You can easily integrate the service with your website or services to make it easier for the customers to pay you. They charge 2.49% per transaction + the monthly fees and $0.60 + .20% ACH/eCheck processing fees. The additional features such as recurring billing, in-depth reports, and business insights, etc. are also available on PaySimple. You can get started on the service for free of cost, but of course, you will have to pay if you need premium features.